Personal Finance

  • Emergency Fund Guide: Step-by-Step, How To Build One

    Emergency Fund Guide: Step by Step How to Build One with a person adding a coin to a piggy bank in the background

    During my local bank visits, tellers usually ask if I want to apply for a credit card. But one time stood out to me more than others. I politely declined, as usual, and told her I was not interested in having their credit card. She asked what I would do if an emergency came up. […]

  • 2023 Clean Vehicle Tax Credit for Tesla

    2023 Clean Vehicle Tax Credit for Tesla Model Y from Organized CPA

    Disclosure: This post may contain affiliate links, which means I may receive a commission if you make a purchase using these links. One of the benefits I got from purchasing my Tesla Model Y in 2023 is the $7,500 federal tax credit and my state tax credit.  When I purchased my Tesla Model Y, I […]

  • 529 College Savings Plan: 5 Myths vs. Facts

    Colorado student uses 529 college savings plan to pay her university's tuition and walks to class with books in her hands wearing a school backpack

    With $7,760 of investment income and tax benefits over the years, you can believe a 529 plan is one of my favorite investment accounts. I first learned about it while working as a tax intern at a CPA firm. One of the tax managers told me to open an account to pay for my master’s […]

  • 7 ways to graduate debt-free in accounting

    College student excited to graduate debt-free in accounting standing in front of her university building wearing a green graduation gap with a green shirt with the name Charlotte on it and throwing confetti in the air

    According to Nerd Wallet, the average student debt is $71,000 for graduate students in 2020.  I am unsure about you, but that is a lot of money for me.  I was worried student loans would hold me back financially in the future. I made a goal to graduate debt-free in accounting, and I did it!  […]